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Terms of use

Your use of the web site (the "Site") is subject to the following terms and conditions ("Terms of Use"). Before registering on the Site or otherwise using the Site or any of the services available on the Site, please read all of these Terms of Use carefully. By accessing any areas of this Site, you agree to be legally bound and to abide by these Terms of Use. If you do not agree with any part of these Terms of Use, you should not register with or use this Site. If you have any questions about these Terms of Use, please call us at +44 (0) 207 148 4283 or contact [email protected]

Acceptance of terms through registration and use

By registering at and using this Site, you agree to all terms, conditions and notices contained or referenced in these Terms of Use. If you do not agree to these Terms of Use, please do not register with or use this Site. We reserve the right, at our discretion, to update or revise these Terms of Use. Please check these Terms of Use periodically for changes. Your continued use of this Site following the posting of any changes to the Terms of Use constitutes acceptance of those changes.


We are committed to protecting your privacy. We do not sell, trade, or disclose your personal information to others without your prior consent. We do share aggregated user information with certain third parties. For example, we may share aggregated site traffic patterns or aggregated survey data, but not in any way that would enable any third party to identify information about individual users. For more details, please read the Privacy Policy.

Registration and Security

When you register to become a Member, you will be asked to provide certain information about yourself, such as your name, telephone number and address. You agree to provide accurate and complete information when registering to become a Member. This information will be subject to our Privacy Policy. Once you have completed the registration form, you will be issued a Password which will allow you to access areas of the Site reserved for Members only and also allow you to access information and services on the Site which have been customized with information regarding you. As discussed in our Privacy Policy, it is important that you keep your Password confidential at all times and not share them with anyone. You may not use any device, software or routine, including but not limited to any viruses, trojan horses, worms, time bombs or cancelbots, intended to damage or interfere with the proper working of the Web Site or any auction or purchase being conducted on our site or to surreptitiously intercept or expropriate any system, data or personal information from the Web Site.

Links to other web sites and services

Unless you have a written agreement in effect with us which states otherwise, you may only provide a hypertext link to the Web Site on another web site, if you comply with all of the following: (a) the link must be a text-only link clearly marked "" or "; (b) the link must "point" to the URL "" and not to other pages within the Web Site; (c) the link, when activated by a user, must display the Web Site full-screen and not within a "frame" on the linking web site; and (d) the appearance, position and other aspects of the link must not be such as to damage or dilute the goodwill associated with our name and trademarks or create the false appearance we are associated with or sponsor the linking web site. We reserve the right to revoke our consent to any link at any time in our sole discretion.

Third party providers may make available to you on the Site, links to, and information about, third party service providers ("Providers") which, in some instances, will offer special discounts or promotions to Members. You acknowledge and agree that:

  • All transactions with such Providers are solely between you and the individual Provider, and not with
  • is not the agent, representative, trustee or fiduciary of you or the Provider in any such transaction.
  • All such transactions with Providers are subject to the terms and conditions under which the Provider agrees with you to provide a service or merchandise.
  • cannot and does not make any representations or warranties regarding the quality of the services provided by any Provider.
  • You undertake all transactions with Providers solely at your own risk.
  • All notices and information posted on the Site regarding Providers have been provided by the Providers or other third parties and does not warrant its accuracy or completeness.

In the event any Provider does not make available to you any discount, promotion or special offer which appears on the Site, you should contact us immediately.

Proprietary Rights

You acknowledge and agree that all content and materials available on this site are protected by copyrights, trademarks, service marks, patents, trade secrets, or other proprietary rights and laws. Except as expressly authorized by the, you agree not to sell, license, rent, modify, distribute, copy, reproduce, transmit, publicly display, publicly perform, publish, adapt, edit, or create derivative works from such materials or content. Notwithstanding the above, you may print or download one copy of the materials or content on this Site on any single computer for your personal, non-commercial use, provided you keep intact all copyright and other proprietary notices. Systematic retrieval of data or other content from this Site to create or compile, directly or indirectly, a collection, compilation, database or directory without written permission from is prohibited. In addition, use of the content or materials for any purpose not expressly permitted in these Terms of Use is prohibited.


All content included on this Site, such as text, graphics, logos, button icons, images, audio clips, and software, is the property of or its content suppliers and protected by international copyright laws. The compilation (meaning the collection, arrangement, and assembly) of all content on this site is the exclusive property of and protected by international copyright laws. All software used on this Site is the property of or its software suppliers and protected by international copyright laws. The content and software on this Site may be used only for the purposes intended by Any other use, including the reproduction, modification, distribution, transmission, republication, display, or performance, of the content on this Site is strictly prohibited.

Trademark notice

The graphics, logos and service names are trademarks and servicemarks of which appear on the Site may not be used in connection with any product or service that is not’s in any manner that is likely to cause confusion among users or customers, or in any manner that disparages or discredits

User’s grant of limited license

With regard to all material you may post to this Site, such as on bulletin and/or message boards, you (a) grant and its affiliates and licensees the right to use, reproduce, display, perform, adapt, modify, distribute, have distributed, and promote the content in any form, anywhere and for any purpose; and (b) warrant and represent that you own or otherwise control all of the rights to the content and that public posting and use of your content by will not infringe or violate the rights of any third party.

Disclaimer of warranties

All materials, information, software, products, and services included in or available through this site (the "content") are provided "as is" and "as available" for your use. The content is provided without warranties of any kind, either express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, or noninfringement., its subsidiaries, and its licensors do not warrant that the content is accurate, reliable or correct; that this Site will be available at any particular time or location; that any defects or errors will be corrected; or that the content is free of viruses or other harmful components. Your use of this Site is solely at your risk. Because some jurisdictions do not permit the exclusion of certain warranties, these exclusions may not apply to you.

Limitation of liability

Except as otherwise expressly provided on this Site in connection with certain services, under no circumstances shall, its subsidiaries, or its licensors be liable for any direct, indirect, punitive, incidental, special, or consequential damages that result from the use of, or inability to use, this Site. This limitation applies whether the alleged liability is based on contract, tort, negligence, strict liability, or any other basis, even if has been advised of the possibility of such damage. Because some jurisdictions do not allow the exclusion or limitation of incidental or consequential damages,’s liability in such jurisdictions shall be limited to the extent permitted by law. If, notwithstanding the above, is found liable for any loss or damage relating to the use of this Site, you agree that the liability of shall in no event exceed the fee or charge you have paid in connection with the transaction from which your claim arises.


Upon a request by, you agree to defend, indemnify, and hold harmless and its subsidiaries and other affiliated companies, and their employees, contractors, officers, and directors from all liabilities, claims, and expenses, including attorney’s fees, that arise from your use or misuse of this Site. reserves the right, at it own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will cooperate with in asserting any available defenses.

Third parties users

If you allow a third party access to this Site under your Password, you must inform the third party of all these Terms of Use, and you agree to indemnify and hold harmless from and against any and all liabilities, losses, damages, suits and claims (including the costs of defense), relating to the third party’s failure to fulfill any of its obligations as described on these Terms of Use.

Use of site

This Site or any portion of this Site may not be reproduced, duplicated, copied, sold, resold, or otherwise exploited for any commercial purpose that is not expressly permitted by and its affiliates reserve the right to refuse service, terminate accounts and/or cancel orders in its discretion, including, without limitation, if believes that your conduct violates applicable law or is harmful to the interests of and its affiliates. You represent that you are of sufficient legal age to create binding legal obligations for any liability you may incur as a result of your use of this Site.

Rules of user conduct           

By posting information in or otherwise using any communications service, chat room, message board, newsgroup, software library, or other interactive service that may be available to you on or through this Site, you agree that you will not upload, post, or otherwise distribute or facilitate distribution of any content — including text, communications, software, images, sounds, data, or other information — that:

  • is unlawful, threatening, abusive, harassing, defamatory, libelous, deceptive, fraudulent, invasive of another’s privacy, tortious, contains explicit or graphic descriptions or accounts of sexual acts (including, but not limited to, sexual language of a violent or threatening nature directed at another individual or group of individuals), or otherwise violates’s rules or policies;
  • victimizes, harasses, degrades, or intimidates an individual or group of individuals on the basis of religion, gender, sexual orientation, race, ethnicity, age, or disability;
  • infringes on any patent, trademark, trade secret, copyright, right of publicity, or other proprietary right of any party;
  • constitutes unauthorized or unsolicited advertising, junk or bulk e-mail, chain letters, any other form of unauthorized solicitation, or any form of lottery or gambling;
  • contains software viruses or any other computer code, files, or programs that are designed or intended to disrupt, damage, or limit the functioning of any software, hardware, or telecommunications equipment or to damage or obtain unauthorized access to any data or other information of any third party; or
  • impersonates any person or entity, including any employee or representative of

You also agree that you will not harvest or collect information about Members or users of this Site or use such information for the purpose of transmitting or facilitating transmission of unsolicited bulk electronic e-mail or communications.

You further agree that you will not knowingly solicit or collect personal information from a minor without appropriate prior verifiable parental consent.

User comments, FeedBack and Other submissions

All comments, feedback, suggestions and ideas disclosed, submitted or offered to or in connection with your use of this Site (collectively, "Comments"), shall be and remain the exclusive property of and may be used by in any medium and for any purpose worldwide without obtaining your specific consent. is not an investment advisor

You understand and agree that is not an investment manager, advisor,, or broker-dealer nor is it affiliated with any investment manager, advisor,, broker-dealer, or consulting firm. The information on this Site is intended for educational and informational purposes only. Accordingly, does not offer advice regarding the quality or suitability of any investment and assumes no responsibility or liability for any investment decisions or advice, treatment, or services rendered by any, expert panelist, broker-dealer, advisor, investment manager, or financial service provider featured on this Site. Prior to the execution of a purchase or sale of any security or investment, you are advised to consult with your broker or other financial advisor to verify pricing and other information. shall not have any liability for investment decisions based upon, or the results obtained, from the content provided herein.

Choice of law and forum

The Web Site (excluding linked sites) is operated by us from our offices within the United States of America. It can be accessed from all 50 states, as well as from other countries around the world. As each of these places has laws that may differ from those of the State of Connecticut, by accessing the Web Site, you agree that these Terms of Use and your use of the Web Site shall be governed in all respects by the internal substantive laws of Connecticut. makes no representation that materials on the Web Site are appropriate or available for use in other locations, and accessing them from territories where their contents are illegal is prohibited. Those who choose to access this site from other locations do so on their own initiative and are responsible for compliance with local laws.

Severability and Integration

Unless otherwise specified herein, these Terms of Use constitute the entire agreement between you and with respect to this Site and supersedes all prior or contemporaneous communications and proposals (whether oral, written, or electronic) between you and with respect to this Site. If any part of these Terms of Use is held invalid or unenforceable, that portion shall be construed in a manner consistent with applicable law to reflect, as nearly as possible, the original intentions of the parties, and the remaining portions shall remain in full force and effect.

Termination reserves the right, in its sole discretion, to terminate your access to all or part of this Site, with or without notice. You may also terminate your Membership at any time.

Monitoring and right to remove content generally does not pre-screen, monitor, or edit the content posted by users of communications services, chat rooms, message boards, newsgroups, software libraries, or other interactive services that may be available on or through this Site. However, and its agents have the right at their sole discretion to remove any content that, in’s judgment, does not comply with the Rules of User Conduct or is otherwise harmful, objectionable, or inaccurate. is not responsible for any failure or delay in removing such content.

How to contact us

If you have any questions or comments regarding these Terms of Use or the Site, please contact us at +44 (0) 207 148 4283 or at [email protected].

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