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Joseph Abraham to Join Pacific Trust Bank as SVP and Director of Credit Services
Published on Nov 29, 2010

First PacTrust Bancorp, Inc. (the “Company”), the holding company for Pacific Trust Bank (the “Bank”), said that Joseph Abraham has entered into an employment agreement with the Company and the Bank under which he will be appointed as Senior Vice President and Director of Credit Services of the Bank effective January 5, 2011.

Mr. Abraham has over twenty-six years of commercial bank lending and credit operations experience, having managed credit operations departments for several regional and national banks and served as a member of various credit and risk management committees. Most recently, Mr. Abraham worked at U.S. Bank managing a newly created group responsible for Portfolio Risk Management in the Special Assets Division.

Prior to joining U.S. Bank in 2009, Mr. Abraham worked for Cal National Bank managing the Credit Services department, which had overall responsibility for documentation, construction disbursements, loan operations and credit reporting and automation. In addition to U.S. Bank and Cal National Bank, Mr. Abraham has held senior management positions at Tokai Bank of California, Bank of California/Union Bank, City National Bank, Mitsubishi Bank of California and Bank of America. Mr. Abraham is active in community outreach and nonprofit organizations, including serving on the board of Project Kindle, a nonprofit organization helping children affected by HIV/AIDS.

In commenting on Mr. Abraham’s hiring, Gregory Mitchell, President and Chief Executive Officer of the Company, said, “Joseph is an extremely capable operator and risk manager who has developed and successfully implemented loan documentation, servicing, collections and risk management tools that lead to improved financial performance and provide others with the ability to proactively manage credit risk. Joseph is a great leader and manager who regularly apply his 20 plus years of experience in all facets of loan operations into the development of staff and systems that have received notable recognition from regulatory agencies and others. His skills should be particularly useful as Pacific Trust evaluates and executes potential business combinations.”***

Vendor name: First PacTrust Bancorp
Product type: Banking Systems

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