Bank of America today named Ralph J. Andretta Global Affinity Products and International Card executive with responsibility for the bank’s affinity credit card and deposit products portfolio as well as its international credit card businesses. He will be based in Wilmington, Delaware and report to Susan Faulkner, Deposit and Card Products executive.
“Ralph has two decades of experience in the credit card business with critical leadership roles in the U.S. and Europe and we’re very excited to have him join our company,” said Faulkner. ”His expertise in customer loyalty, product development and new customer acquisition will help us significantly as we continue to optimize our affinity banking business, deepen our relationships with our affinity partners and customers and maintain leading positions in the European and Canadian consumer card markets.
“Ralph brings fresh eyes and exceptional skills to our ongoing efforts to put the customer at the center of everything we do,” Faulkner continued.
Andretta joins Bank of America from American Express Co., where he most recently served as executive vice president and general manager of Card Member Services. During his career at American Express, Andretta managed the company’s Membership Rewards program and has had extensive experience in its global operations, including serving as the chief financial officer for the company’s European business.
Andretta began his career as the director of finance for Clarkstown, New York in 1983. He joined Ernst & Young in 1986 and American Express in 1993.
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Steve Husk, CEO of FRSGlobal, discusses the factors financial institutions are faced with in order to equip themselves against the current regulatory environment.
The adoption of IFRS for Canadian companies is in full swing. As of January 1, 2010, Canadian companies are required to file financial statements under IFRS. Although Canadian GAAP and IFRS are similar, there are three main differences that have posed a challenge for companies: effectiveness testing, hedge accounting eligibility, and fair value measurement. While not an exhaustive list, these issues have posed the greatest challenge for Canadian corporations during the first quarter of 2010. The following paper clarifies some of the differences in hedge accounting between Canadian GAAP and IFRS and shares best practices for hedge accounting to help Canadian corporations navigate through the transition.
With this Spring 2010 Edition of the Phone System Comparison Chart quickly see differences between brands like Avaya, Mitel, Cisco, ShoreTel, 8x8, Panasonic, etc and compare over 94 phone systems by 52 brands for small to big business.